Florida’s 2025 Hometown Heroes Program: A Homeownership Opportunity

What Is the Hometown Heroes Program?

Launched by the Florida Housing Finance Corporation under the Live Local Act, this program provides first-time, income-qualified buyers with up to 5% of the first mortgage value (capped at $35,000) to cover down payment and closing costs.

This assistance is structured as a 0% interest, 30-year deferred second mortgage, which is only payable if you sell, refinance, transfer the deed, or stop using the home as your primary residence.

Florida Hometown Heroes Housing

Are you a teacher, healthcare worker, first responder, or childcare provider in Florida? Or perhaps you're a veteran or active military member. If so, you may qualify for the Florida Hometown Heroes Housing (HTH) Program—your chance to turn homeownership dreams into reality
Who Qualifies?
See More
Search Property Listings

The Landlord Finders® Build Real Estate Featured Home Listings